7 DISEMBER 2011
KOTA KINABALU - Setakat Oktober tahun ini, seramai 235,908 individu diisytiharkan bankrap di negara ini, kata Ketua Pengarah Insolvensi, Datuk Abdul Karim Abdul Jalil .
Beliau berkata, berdasarkan rekod Jabatan Insolvensi Malaysia (JIM), punca utama yang melibatkan kebankrapan ialah pinjaman sewa beli iaitu 26 peratus, diikuti pinjaman peribadi (21 peratus), pinjaman perumahan (14 peratus) dan pinjaman lain termasuk pinjaman perniagaan dan penjamin korporat.
Beliau berkata, statistik tersebut meletakkan Malaysia antara negara yang mempunyai jumlah kebankrapan yang tinggi berbanding dengan negara lain iaitu puratanya 41 individu diisytiharkan bankrap setiap hari.
ENGLISH VERSION :
KOTA KINABALU, Dec 6 (Bernama) -- As of October this year, a total of
235,908 individuals were declared bankrupt in the country, said the
Director-General of Insolvency Department Datuk Abdul Karim Abdul Jalil.
He said that based on the records of the Malaysian Insolvency Department the
main causes for bankruptcy were hire-purchase agreements (26 per cent), followed
by personal loans (21 per cent), housing loans (14 per cent) and other loans
including business loans and corporate guarantees.
"This places Malaysia among the countries with a large nunmber of
bankruptcies compared to the other countries, with an average of 41 individuals
declared bankrupt each day," he said.
Between 2005 and October this year, a total of 14,000 cases were discharged
of bankruptcy at the discretion of the Director-General of the Department of
Insolvency, Abdul Karim told reporters after opening the dialogue on insolvency
at the Federal Administration Complex in Likas, here today.
The discretion refers to the bankrupt individual paying back the loan on
instalments continuously for more than five years and that they offered close
cooperation with the Department of Insolvency.
Abdul Karim said the government was reviewing the Malaysian Bankruptcy Act
1967 in efforts to assist those who were declared bankrupt to continue with life
without the debt burden including automatic discharge.
Wednesday, 7 December 2011
Posted by crtf at 10:33