KEJAYAAN HEBAT DENGAN REKOD 235,908 INDIVIDU BERJAYA JADI BANKRAP

7 DISEMBER 2011 KOTA KINABALU - Setakat Oktober tahun ini, seramai 235,908 individu diisytiharkan bankrap di negara ini, kata Ketua Pengarah Insolvensi, Datuk Abdul Karim Abdul Jalil . Beliau berkata, berdasarkan rekod Jabatan Insolvensi Malaysia (JIM), punca utama yang melibatkan kebankrapan ialah pinjaman sewa beli iaitu 26 peratus, diikuti pinjaman peribadi (21 peratus), pinjaman perumahan (14 peratus) dan pinjaman lain termasuk pinjaman perniagaan dan penjamin korporat. Beliau berkata, statistik tersebut meletakkan Malaysia antara negara yang mempunyai jumlah kebankrapan yang tinggi berbanding dengan negara lain iaitu puratanya 41 individu diisytiharkan bankrap setiap hari.  ENGLISH VERSION : KOTA KINABALU, Dec 6 (Bernama) -- As of October this year, a total of 235,908 individuals were declared bankrupt in the country, said the Director-General of Insolvency Department Datuk Abdul Karim Abdul Jalil. He said that based on the records of the Malaysian Insolvency Department the main causes for bankruptcy were hire-purchase agreements (26 per cent), followed by personal loans (21 per cent), housing loans (14 per cent) and other loans including business loans and corporate guarantees. "This places Malaysia among the countries with a large nunmber of bankruptcies compared to the other countries, with an average of 41 individuals declared bankrupt each day," he said. Between 2005 and October this year, a total of 14,000 cases were discharged of bankruptcy at the discretion of the Director-General of the Department of Insolvency, Abdul Karim told reporters after opening the dialogue on insolvency at the Federal Administration Complex in Likas, here today. The discretion refers to the bankrupt individual paying back the loan on instalments continuously for more than five years and that they offered close cooperation with the Department of Insolvency. Abdul Karim said the government was reviewing the Malaysian Bankruptcy Act 1967 in efforts to assist those who were declared bankrupt to continue with life without the debt burden including automatic discharge. -- BERNAMA